GREENETRIAL LAW
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Property Insurance Claims

Your policy is supposed to be there when you need it.

Helping homeowners whose property-damage claims have been denied, delayed, or underpaid — hurricane, water, roof, and related losses under a homeowners policy.

Free Case Review

What this covers

What to expect

A homeowners policy is a contract, and the insurer has obligations under it and under state law — including duties about how promptly and fairly a claim must be handled.

We review your policy and the insurer's handling of the claim, help develop the documentation and estimates that support the true scope of the loss, and pursue the amount you are actually owed.

Where an insurer's conduct crosses the line from a coverage dispute into unreasonable claims handling, a separate bad-faith remedy may apply — see Insurance Bad Faith.

Florida’s property-insurance statutes, notice requirements, and deadlines change frequently. A claim generally must be reported within 1 year of the date of loss, with any supplemental claim reported within 18 months (Fla. Stat. §627.70132); for hurricane, tornado, and other weather-related losses, the date of loss is the date the event is confirmed by the National Oceanic and Atmospheric Administration. Florida law also requires written notice to the insurer at least 10 business days before filing suit on a property-insurance claim (Fla. Stat. §627.70152).

For homeowners — Roof damage and a denied or underpaid claim: a homeowner's guide

Going deeper — how a claim becomes more than a coverage dispute, and how to read the numbers: From claim to Civil Remedy Notice  ·  What "closed without payment" does and doesn't mean  ·  Claims-handling red flags (for claims professionals)

Think you have a claim? Let's find out.

Tell us who you are and what kind of matter you have. We'll follow up quickly — the case review is free.

Prefer to call? 813-252-0781
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Thanks, there — we've got your request.

A member of our team will reach out shortly about your matter. Here's what happens next:

  1. We run a quick conflicts check to confirm we can talk with you.
  2. We call or email you for a free, no-obligation case review.
  3. If it's a fit, we take it from there — and, if your case calls for it, we assemble the right team so you don't have to.

Prefer to talk now? Call 813-252-0781.